A loan of $525 helped to purchase fixed assets (a food car) and wholesale inventory (breads, salsas, cold cuts, sodas, disposable products).


Ladis Del Carmen's story

Ladis is the mother of a four-year-old son and lives with her partner. She had few job opportunities and found herself in a difficult financial situation, so Ladis decided to try and earn a living on her own. She opened a food stall 18 months ago and offers arepas [a stuffed corn meal dish] with pulled meat, chicken, and sodas. The income from her business has allowed Ladis to meet her household expenses.

Ladis is a very hard-working, sensible, energetic woman who is devoted to her family and to her work. She has overcome many obstacles and faces many risks by working in the street. However, Ladis doesn't see this as a reason to give up, but rather strives each day to sustain the business that has become her main source of income.

Having met so many challenges and established her business, Ladis has decided to apply for her first loan, which she will use to purchase fixed assets (a food cart) and wholesale supplies (arepas, chicken, cold cuts, breads, salsa, sodas, and disposable goods). These items and new products such as hamburgers and hot dogs will strengthen Ladis's business by allowing her to offer a greater variety of items to her customers. A broader menu will boost sales and income and allow Ladis to pursue her ambition of opening a restaurant. A fixed location would mean better working conditions and more customers. Ladis could also offer comfort and high-quality service to her customers. Realizing this dream will allow Ladis and her family to enjoy better living conditions and a happier life.

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Translated from Spanish by Kiva volunteer Stephen Volante



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