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Update on Hezel

Hezel is married, and has one child. She is from Calabayan, Ozamiz City, along with her family. To make a living, Hezel helps her husband to grow coconuts and bananas to sell and has been doing this for more than six years. She joined Gata Daku Multi-purpose Cooperative (GDMPC) in 2012 and successfully repaid her previous loans with determination in order to augment their living. Hezel is requesting a loan of 8,000 Philippine pesos (PHP) to use for cultivation and fertilization of the farm. She plans to use the additional revenue generated to improve the general living conditions of her family.

Previous Loan Details

Hezel is 38 years old, married, and has one child. She is from Calabayan, Ozamiz City. To make a living, Hezel grows coconuts and bananas to sell and has been doing this for six years. She earns 5,000 PHP a month. Hezel is requesting a loan of 7,000 PHP to obtain farm fertilizer. Hezel joined GDM... More from Hezel's previous loan »

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 527
    View loans »
    Philippines Loans Fundraising
  • $69,869,425
    Funds lent in using Kiva
  • 44.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Hezel to cultivate and fertilize farmland.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 31, 2013
Sep 5, 2013
Currency Exchange Loss:
Feb 17, 2014