Fighting for a better future? We need your help.

Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible.
Your donation of any size makes a difference. Thanks for investing in a better future,
Premal Shah, President & Co-Founder, Kiva
  • $25
  • $35
  • $50
  • Submit
  • Other

A loan of $1,500 helped to pay for land and fertilizer.


Karmen's story

Karmen is farmer from Baghramyan village, where she lives with her husband and son. Karmen's husband receives a pension and helps Karmen with running a farm. They cultivate haricot and peppers, and sell the gathered harvest in the local markets.

Karmen is very skilled in the agricultural sphere, but because of financial hardships she isn’t able to cultivate different types of vegetables. She has applied for this loan to purchase land and be able to enlarge this farm. Karmen will also purchase fertilizer, which is very important for successful cultivation of the land.

She hopes that Kiva lenders will support her to improve her farm and gather more income for her family.



Loan details


Lenders and lending teams



Loan details