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Robinah is a married mother of five children aged 18, 15, 9, 6 and 2 years, four of whom attend school. Together with her husband, she is in charge of paying school fees and taking care of the family. Robinah operates a small restaurant in the town of Kagadi; her major challenge are customers who eat food on credit with no intention of paying back what they owe.

Robinah has requested a loan of 2,500,000 shillings to buy construction materials to complete her home. She hopes to complete this house because the one they are currently occupying is too small as the family continues to expand. Robinah expects to pay back the loan in small installments, using the proceeds from her restaurant.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 92
    View loans »
    Uganda Loans Fundraising
  • $33,579,050
    Funds lent in using Kiva
  • 2,590.1
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Robinah to buy construction materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 20, 2013
Aug 28, 2013
Currency Exchange Loss:
Oct 17, 2014