A loan of $2,700 helped to buy cows.


Umut's story

Umut is 63 year sold, married and a mother-hero. She and her husband are raising 11 children. Umut has a secondary-specialized education. She graduated from a co-operative college in 1972. She worked as a salesperson at various organizations from 1972-1993. Her husband and she decided to get involved in animal husbandry and farming in 1993. The spouses have an optimistic outlook and progress in life. They know precisely what they want and achieve everything with their own efforts, and also know how to correctly use and plan financial means for achieving set goals. They started this business with 1,000 som (KGS). They have a lot of experience in breeding and keeping livestock and in farming. Thanks to Umut's and her large and friendly family's hard work, their business now contains two dairy cows, two horses, one mare, four calves, forty sheep, thirty lambs, and also a 1.5 hectare land plot, where they annually grow potatoes and corn. Her business yields about 30,000 som (KGS) per month, which serves as a basis for covering expenses for food and basic needs of the large family. In order to further develop her business, Umut requested a loan in the amount of 130,000 som (KGS) from the microfinance bank "Bai-Tushum and Partners" to buy cows. She plans to invest the earnings from the loan into a continued increase of her business.

Translated from Russian by Kiva volunteer Anna Sorokina-Hailey



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