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Zamira is 45 and married and, together with her husband, raising four children. She has been working in the regional hospital as a cook for 27 years. Her husband works in the same hospital as a radiologist. More than 25 years ago, Zamira started a business raising cattle to supplement her income. With just 4,000 KGS in starting capital she was able to build up to having four milk cows and 30 sheep on her farm. Zamira has turned to "Bai Tushum and Partners" for a 100,000 KGS loan to purchase more cattle for further development of her business. She plans to invest the profits into further increases of head count of cattle and, in the future, to save enough money for her son's wedding.
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Замире 45 лет, замужем, вместе с супругом воспитывают 4 детей. Замира работает в территориальной больнице-поваром. Стаж работы 27 лет.Супруг работает в этой же больнице-рентгенологом. Замира в качестве дополнительного дохода более 25 лет назад начала свой бизнес в разведении скота. Использовав свой стартовый капитал в сумме всего лишь 4,000 сом (KGS), Замира смогла развить свое хозяйство с численностью в: 4 дойных коров, 30 овец. Для дальнейшего развития своего бизнеса, Замира обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку дополнительного скота. Доходы Замира планирует вложить в дальнейшее увеличение поголовья скота, а в будущем – накопить средства для проведения свадьбы сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 63
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 48.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,075 helped Zamira to buy cows.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 21, 2013
Aug 27, 2013
Currency Exchange Loss:
Jul 17, 2014