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Sam Oeun
Sam Oeun is 34 years old. She is married and resides with her four children in Kampong Speu Province, Cambodia.

She has been working in a garment factory for more than two years, earning approximately $4 per day. Her husband is a construction worker who earns about $5 daily. One of her children is also employed in a garment factory and earns about $4 each day.

Due to lack of funds, Sam Oeun is requesting a loan of $400 to purchase timber to build her house. This money will help her provide better living conditions for the family. She hopes she can support her children's studies until they finish their bachelor degrees.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 112
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Sam Oeun to purchase timber to build her house.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 25, 2013
Sep 1, 2013
Currency Exchange Loss:
Apr 16, 2014