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Chamroen is a citizen from a rural area in Kandal Province’s Ponhea Leur District. He is 22 years old and single. To make a living, he has been working for a company in his village for one year. The current job earns him about 35,000 KHR per day, but he can save about 20,000 KHR each day after daily expenses.

Chamroen, who has never been with VisionFund before, is now seeking his first loan. He is going to use this loan to pay his tuition fees for the four years of his bachelor degree program in Information Technology. This loan will enable him to have a good and bright future because his academic studies will allow him to earn a better living in the future.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 210
    View loans »
    Cambodia Loans Fundraising
  • $39,853,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,650 helped Chamroen to pay his tuition fees.
0% repaid
Repayment Term
62 months (Additional Information)
Repayment Schedule
Jul 25, 2013
Aug 28, 2013
Currency Exchange Loss: