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Adonai Group
In this Group: Juana Victoria , Kedwin De Jesus, Dorcas Esther, Maria Dolores
This group is comprised of four hard-working entrepreneurs. One of them, Dorcas, is a 44-year old woman who is married and has two dependent children. She has had a grocery shop at her home for two years. She needs the loan to buy more merchandise to sell: rice, sugar, cooking oil, soap, broad beans, soft drinks and detergent. The other members of the group are María (45), who sells dairy, Kedwin (28), and Juana (63), both carpenters.
View original language description ↓
Este grupo lo conforman cuatro miembros emprendedores y luchadores uno de ellos es Dorcas mujer de 44 años de edad, casada, con dos hijos bajo su cargo, su negocio es una pulpería que tiene en su domicilio desde hace 2 años. El crédito lo requiere para surtir más su negocio. Comprar arroz, azúcar, aceite, jabón, frijoles, gaseosa coca cola, big cola y detergente. María mujer de 45 años de edad su negocio es la venta de productos lácteos, Kedwin hombre de 28 años se dedica a la fabricación de muebles y Juana mujer de 63 años y su negocio es la elaboración de muebles.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 25.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Adonai Group's $1,050 loan helped a member to buy more merchandise to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 31, 2013
Sep 27, 2013
Currency Exchange Loss:
Jan 18, 2014