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Celia Ernestina's Group
In this Group: Celia Ernestina , Francisco Javier , Olga Esther , Beybi Maria , Marleny Anali , Alma Clara , Maura Edina , Reyna Maria , Dominga Elizabeth , Bilia Magdalena , Isdrel Leticia , Elisa Analy , Daysi Raquel , Ilse Aurora , Gresly Deanady , Yeimy Oneyda , Maria Magdalena , Alba Lily , Lucita Ofelia , Norma Roxana
Olga Esther, 40, is married and has four children, one of whom is in school. She finished two years of elementary school.

Olga Esther makes a living selling tortillas. She started this business with very little capital and now has five years of experience. She has the support of her husband, who works as a bricklayer.

She's organizing a group and requesting a loan to buy corn to sell tortillas. She wants her business to grow in the future and to have other stalls to sell tortillas.

The other members of the group work selling food and in commerce.
View original language description ↓
La señora Olga Esther de estado civil casada tiene 40 años de edad, cursó 2 años de educación primaria, tiene 4 hijos y de ellos 1 está estudiando, ella se dedica a la venta de tortillas, inició este negocio con poco capital y hasta el momento lleva 5 años de experiencia, cuenta con el apoyo de su esposo quien se dedica a la albañilería.

Organiza un grupo y solicita un préstamo que lo utilizará parala compra de maíz para vender tortillas, inició este negocio con poco capital y hasta el momento lleva 5 años de experiencia, desea en el futuro que su negocio crezca y tener otros puestos para vender tortillas. Las demás integrantes del grupo se dedican a venta de comida y al comercio.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 63
    View loans »
    Guatemala Loans Fundraising
  • $12,403,800
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD