Ana Delfina (pictured working with her daughter and son) is a Kubo Financiero client and this is her story.
Hello. My name is Ana. I am 42 years old and married with three kids. I have been working in retail for the last twenty years. I used to sell groceries and electrical appliances in flea markets, and five years ago, I opened my own grocery store. I like to provide good services and low prices to my clients.
I will use the loan to increase my inventory. I will buy groceries, canned goods, sodas and other products that I sell pretty well. By having more inventory, I will be able to increase my sales.
I consider myself a hardworking and credit-worthy person. My biggest accomplishment is providing a good life for my kids and being able to improve my house over time.
Kubo.financiero is a regulated microfinance institution that provides accessible and affordable loans to borrowers in Mexico. Its online banking platform and other innovations enable Kubo to charge interest rates that are much lower than the average for MFIs in Mexico. By doing business in a new way -- leveraging technology and customized risk profiles -- the organization is able to support microfinance clients throughout the country. With funds from Kiva lenders, Kubo is able to expand its lending network even further, reach riskier clients who have less credit history, decrease interest rates for borrowers, and scale its service area.