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Ma Eufracia
Eufracia is an enterprising woman aged 31. Together with her husband and five children she grows crops such as corn and beans but coffee is the main crop. She learned about farming more than five years ago from her husband who taught how to do different activities such as weeding, fertilizing, pruning etc. The corn and bean fields are located close to her house, but the coffee is grown about five kilometres away so she goes there every day on foot.

Eufracio only completed grade three as her parents are poor and couldn't afford anything further. Her dream is that her children get an education and have a better standard of living. She would like them to attend university. Her four older children help on the farm when they aren't studying, and the youngest is still small.

She is now seeking a loan from the COMIXMUL Cooperative to buy 3 loads of urea, 4 lots of 18-46-0 fertilizer, 5 lots of 12-24-12 fertilizer, 4 liters of leaf fertilizer, 2 gallons of herbicide, and 6 loads of corn and beans to plant. Eufracia knows it is important that the crops are well cared for so that she earns more money for her home and family.
View original language description ↓
Doña Eufracia es una mujer de 31 años de edad emprendedora que junto con su esposo y sus 5 hijos se dedican a las diferentes actividades de cultivo y producción de granos básicos como ser: maíz, frijol y siendo su principal actividad el café. Ella aprendió la agricultura hace más de cinco años siendo su esposo el que le enseñara a trabajar la tierra en las diferentes actividades como, limpieza, abono, corte, etc. Sus siembras maíz y frijol son cultivadas en la misma propiedad donde está ubicada su casa de habitación y sus cultivos de café están a una distancia de 5 kilómetros de su casa habitación a la cual se trasladan a pie diariamente. Doña Eufracia solo curso hasta tercer grado ya que no tubo apoyo financiero por parte de sus padres siendo ellos de escasos recursos. Sus sueños son educar sus 5 hijos para que ellos tengan una mejor calidad de vida y que obtenga un nivel educativo universitario, sus 4 hijos mayores le ayudan a cultivar granos básicos mientras no están en sus actividades estudiantiles y 1 hijo esta pequeño.

Doña Eufracia actualmente solicita un financiamiento a la cooperativa COMIXMUL para la compra de: 3 cargas de urea, 4 cargas de abono 18-46-0, 5 cargas de abono 12-24-12, 4 litros de abono foliar, 2 galones de herbicidas, 6 cargas de maíz y frijol para cultivar ya que es necesario asistir y dar mantenimiento a sus cultivos como también extenderlos para generar mayores ingresos para su hogar y su familia.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 79
    View loans »
    Honduras Loans Fundraising
  • $9,996,350
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Ma Eufracia buy farming supplies and seeds for her coffee farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 15, 2013
Aug 22, 2013
Currency Exchange Loss:
Sep 19, 2014