A loan of $775 helped a member to purchase lentils, soap, biscuits, spice items, eggs etc.


Maa Baisnabi Group's story

The Maa Baisnabi Joint Liability Group was formed in 2013 by four active women of Titilagarh town in the Bolangir district of Odisha, India to access a loan from Mahashakti Foundation and expand their existing businesses. Among the four members, two are old members who have already taken their first loan from Mahashakti in 2011 and two members are new. Kakaya, about 48 years old, is one of the members. The lady standing on the extreme right in the photo, raising her hand, is Kakaya. She is one of the old members of Mahashakti Foundation. She lives with her husband and her three sons aged 19, 15 and 13 years old. All her children are continuing their studies in the local college and school.

Kakaya has been running a general store in her locality for the last 15 years with the help of her husband. She sells general grocery items like rice, oil, sugar, tea, soap, washing powder, lentils, biscuits, soft drinks, toffees, eggs, etc. All types of daily need items are available in her store. Her husband is a very amicable person. He is always cheerful with the customers. Her net monthly income from the existing business is Rs.10,000. Out of this income, she has been able to contribute to the household expenses like the educational expenses of her children. Kakaya purchases stock for her business on a weekly basis from the wholesalers in her town. As per her statement, she was able to increase the variety of items in her shop but not the inventory. She wants to increase the stock in her business with this loan by purchasing items like lentils, soap, biscuits, spice items, etc. for her general store from the nearest wholesale market, which is 200 kms away. This will help her to reduce her purchasing costs and save time as she has to refill her stock frequently. Kakaya dreams of providing a better education to her children as she believes that education is the pillar of all success. The other three members of the group are Malati, Basanti and Ratna. They are running a Tiffin stall, a bamboo basket making and selling business and a tailoring business, respectively.

In this group: Kakaya, Basanti, Malati, Ratna
*not pictured



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