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Jeniffer Yaoska
Jeniffer, at the age of 31, is a working mother with a 7-year-old son who attends school. She supports him, thanks to her small general store, by means of which she attempts to get ahead, the goal of this investment.

Jeniffer wishes to purchase basic grains, cereals, soft drinks, eggs, milk products, juices, vegetables, and meat, among other things. This will allow her to assure sales each day and, thus, to cover her different household expenses.
View original language description ↓
Jeniffer a sus 31 años de edad es una madre trabajadora, tiene un hijo de siete añitos, que va a la escuela, ella lo mantiene gracias a su pequeño negocio de pulpería, con lo que intenta salir adelante haciéndole esta inversión por el cual solicita el crédito para comprar granos básicos, cereales, gaseosas, huevos, lácteos, jugos, verdura, carne entre otros que le permitan garantizar las ventas del dia, y así poder cubrir también los diferentes gastos del hogar.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 43
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 25.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Jeniffer Yaoska to invest in basic grains, cereals, soft drinks, eggs, milk products, juices, and meat.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 15, 2013
Aug 22, 2013
Currency Exchange Loss:
Oct 17, 2014