Vivian is single and has 2 children. After successfully graduating from junior high school, Vivian is now an established hair dresser. She operates this beauty salon in Ebubonku, a sub-town in Abura (near Cape Coast). She has been actively involved in this business for about eight years. As the sole breadwinner in the family, Vivian uses her income to provide for the entire family. Vivian will use the loan to purchase increased amounts of hair dryers, hair extensions, and hair cream, thus aiding her to improve her overall sales. With the new profits from her expanded business, Vivian plans to diversify the type of products that she sells, hence adapting to changing customer preferences.