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Urumkan is 52 years old, married, and the mother of two children (one daughter and one son). She has a secondary-specialized education. Her children both work in Russia and financially support her and her husband, sending them money every month. Urumkan's husband also actively helps her run her business.

Urumkan has been involved in agriculture, crop farming and animal husbandry, since 1993, providing her family with its main source of income. Having started in this business with an initial capital of 1,500 som (KGS), she now makes a monthly income of 8,000 som (KGS) from farming. Thanks to her tireless work, she now owns two dairy cows and a horse and she also uses 0.9 hectares of irrigated land on which she sows sainfoin and barley every year.

In order to further develop her farming business, Urumkan has turned to Bai Tushum & Partners for a loan of 135,000 som (KGS). She will use this loan to buy one cow and one horse. She plans to invest the earnings from this loan into further increasing her livestock headcount. In the future, she would also like to buy some furniture.
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Урумкан 52 года, замужем, имеет 2 детей (1 дочь и 1 сын). Образование-средне-специальное. Дети находятся на заработках в России и оказывают финансовую поддержку родителям, высылая им деньги ежемесячно. Супруг активно помогает по хозяйству. В целях основного источника доходов Урумкан с 1993 года занимается сельским хозяйством- животноводством и полеводством, начав этот бизнес с суммы 1,500 сом (KGS). Ежемесячный доход от хозяйства составляет 8,000 сом (KGS). Благодаря упорному труду Урумкан, на сегодняшний день она имеет в хозяйстве: 2 дойные коровы и 1 лошадь, а также в наличии имеет 0,90 ГА поливной земли, на которой она ежегодно сажает эспарцет и ячмень. В целях дальнейшего развития своего хозяйства, Урумкан обратилась в «Бай-Тушум и Партнеры» за кредитом в сумме 135,000 сом (KGS) на покупку 1 коровы и 1 лошади. Доходы от кредита Урумкан планирует вложить в дальнейшее увеличение количества скота, а также в будущем намерена купить мебель.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 64
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 48.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,800 helped Urumkan to buy one cow and one horse.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 20, 2013
Aug 26, 2013
Currency Exchange Loss:
Sep 17, 2014