Milka is a hair dresser and a widow aged 38 years. She is also a mother of three. She has been in this business for 13 years and this is where she has got all the money to pay school fees for her children. She is applying for UGX 1,000,000 to buy more hair relaxing products and meet the demands of her clients. She hopes to pay back the loan within 6 months using the profits from the loan and also buy land to build a house for family with the next loan she hopes to get.