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Muheza Group
In this Group: Joyce, Lina, Tausi, Frank
Joyce, who is in her late 30s, is married with a son who finished ordinary level school. Joyce is looking forward to taking her son to the advanced level. Since 2012, Joyce has been running a retail shop selling different items like soft drinks, dry foods, airtime, different types of soap, etc. She is doing great in her project. Joyce works from 8:00 am to 10:00 pm daily with the ability to earn a fair profit per month.

This is her first loan request from Tujijenge Tanzania, which she will use to restock the missing items in her retail shop. Joyce dreams that one day she will be able to own a big business.

She will share this loan with her loan group "Muheza", which consists of four members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 25
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,613.1
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Muheza Group's $3,100 loan helped a member to restock the missing items in her retail shop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 19, 2013
Aug 27, 2013
Currency Exchange Loss:
Mar 17, 2014