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Khim, age 32, is a married mother and has three children. She currently lives with her family in a rural section of Kampong Thom province. She learned about the duties on a farm when she was a young woman living with her parents, who had done this type of work. She is professional in growing and taking care of the rice crop and preventing loss in her production. Also, she always looks for ways to get ahead in her business.

Khim is now requesting her fourth loan for the purchase of timber to improve her old home. This will increase the value of her house and provide good living conditions to her family members. She hopes the loan will be granted to help her family.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 65
    View loans »
    Cambodia Loans Fundraising
  • $41,756,250
    Funds lent in using Kiva
  • 4,091.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Khim to buy timber to improve her old home.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 15, 2013
Sep 1, 2013
Currency Exchange Loss:
Nov 17, 2014