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Ibadat is a 53 year-old widow. Since the death of her husband, she has been raising five children by herself. She has a college degree. As the family's only provider, Izbadat has been raising livestock for a living. She started the business ten years ago, when she bought some animals for 15,000 som (KGS). Thanks to her hard work, her farm now has three horses and 15 head of sheep. The business earns 6000 som (KGS) per month. With the goal of expanding her business, Ibadat turned to the Microlending bank Bai-Tushum & Partners for a loan in the amount of 1000,000 som (KGS) to increase her livestock herd by purchasing more sheep and horses. Ibadat plans to invest the proceeds from the loan into increasing her livestock herd, and plans to save money to repair her house.
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Ибадат 52 года, вдова, после смерти мужа сама воспитывает пятерых детей, а также ведет свое хозяйство. У Ибадат - высшее образование. Ибадат в качестве основного дохода для своей семьи занимается животноводством, стартовав 10 лет назад, с покупки скота на 15,000 сом KGS. Благодаря упорному труду Ибадат, в ее хозяйстве на сегодняшний день имеется: 3 лошади, а также 15 голов мелкого рогатого скота, ежемесячный доход составляет 6,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Ибадат обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на увеличение поголовья скота за счет покупки мелкого рогатого скота и одной лошади. Доходы от кредита Ибадат планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 34
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 48.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,075 helped Ibadat to buy sheep and horses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 6, 2013
Aug 26, 2013
Currency Exchange Loss:
Sep 17, 2014