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Kimsan is 47 years old and married. She and her husband are raising three children. She has a higher education and works as a teacher at the local school. Kimsan's husband works as a tractor driver. Her oldest son sells cell-phones. Her other two children are still in school.

(In addition to her teacher's job), Kimsan is also involved in animal husbandry, which provides her family with an additional source of income. She started in this business 15 years ago, using 16,000 som (KGS) to buy some livestock. Thanks to her hard work and to the support of her family, she now owns two cows and 20 head of smaller livestock, and she makes a monthly income of 6,000 som (KGS).

In order to further develop her animal husbandry business, she has turned to the microfinance bank "Bai Tushum and Partners" for a loan of 100,000 som (KGS). She will use her loan to increase her herd by purchasing some cows. She plans to invest her earnings from this loan into further increasing her livestock headcount.
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Кимсан 47 лет, замужем, вместе с супругом воспитывают 3 детей. У Кимсан - высшее образование, работает в местной школе-преподавателем. Супруг работает-трактористом, старший сын торгует сотовыми телефонами, остальные дети студенты. Кимсан в качестве дополнительного дохода для своей семьи занимается животноводством, стартовав 15 лет назад, с покупки скота на 16,000 сом KGS. Благодаря упорному труду Кимсан и ее семьи, в ее хозяйстве на сегодняшний день имеется: 2 головы крупного рогатого скота, а также 20 голов мелкого рогатого скота, ежемесячный доход составляет 6,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Кимсан обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на увеличение поголовья скота за счет покупки крупного рогатого скота. Доходы от кредита Кимсан планирует вложить в дальнейшее приумножение количества домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 35
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,825
    Funds lent in using Kiva
  • 48.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,075 helped Kimsan to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 16, 2013
Aug 25, 2013
Currency Exchange Loss:
Sep 17, 2014