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Unidos Para El Exito Group
In this Group: Alex Carlos, Carmen, Maria , Luz Betty, Marilyn

Update on Unidos Para El Exito Group

Unidos para el Exito Communal Bank is made up of five enterprising members with a lot of creativity for business.

Carmen, 46, is single and the mother of two children. For two years she has sold food during the day and at night. Carmen has managed to build customer loyalty, which has generated profits to be able to cover the household expenses. In the future she would like to have her own place to be able to sell her food and earn more profits.

She'll invest the loan in expanding her work space to be able to have more customers and to get ahead.

Carmen and all the members are grateful to Kiva and EDAPROSPO for the loan granted and for the trust placed in them. She signs off with a promise to achieve her goals.
View original language description ↓
Un grupo conformado por 5 personas emprendedoras y con mucha creatividad para los negocios. Así son los integrantes del grupo comunal “unidos para el éxito”. La Sra. Carmen de 46 años de edad soltera y madre de 2 hijos, ella se dedica hace 2 años a la venta de comida tanto en el día como en la noche La Sra. Carmen, ha llegado a fidelizar a sus clientes el cual le ha generado ganancias para poder cubrir los gastos de su hogar, En el futuro le gustaría tener un local propio donde poder vender su comida y obtener mayores ganancias económicas. Con el préstamo otorgado lo invertirá en ampliar su local para poder tener mas clientes y y así poder salir adelante. A la vez la Sra. Carmen y todos los integrantes se encuentran agradecidos con Kiva y Edaprospo por el préstamo otorgado y por la confianza que se les ha sido brindada. Se despide Dejando la promesa que cumplirá todas sus metas propuestas.

Previous Loan Details

Greetings from Perú. I introduce you to a group made up of 5 entrepreneurs with a lot of creativity for business. These are the members of the communal group "United for Success." One of these members is María, a 51-year-old widow with 5 children. María works everyday selling fruit juice which ha... More from Unidos Para El Exito Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 78
    View loans »
    Peru Loans Fundraising
  • $61,828,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Unidos Para El Exito Group's $2,075 loan helped a member to expand her work space.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 19, 2013
Aug 23, 2013
Currency Exchange Loss:
Mar 17, 2014