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Ranojon was born and raised in a rural area. She is a very harworking woman, as she helped her parents around the house and in the fields since childhood. Ranojon is 42 years old, married, and has three children. Her husband is a rural doctor. She gets along well with her husband - they understand each other. They try to work together to provide themselves and their children with all their needs. They have a very friendly, hardworking, and joyful family. The parents' actions provide an example for the children.

To help her husband earn money, Ranojon began her own small business, which she is gradually expanding. She has a small store near her house, where she sells groceries. In rural areas there is a lot of work to do in the summer: everyone goes out to the fields in the morning and returns in the evening. The location of Ranojon's store is convenient for her neighbors, and they are happy with it.

Ranojon would now like to expand her business to earn a larger income. She wants to expand the types of goods she has on the shelves. To do this she came to Arvand and would like a loan to buy groceries for future sale. Ranojon hopes for good results, and thanks you in advance for the financial support.
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Раножон родилась и выросла в сельской местности. Она очень трудолюбивая женщина, так как с детства помогала своим родителям по хозяйству, а также на полевых работах. Раножону 42 года, она замужем и имеет троих детей. Муж Раножон работает врачом в сельской местности. Со своим мужем она живёт хорошо, они всегда понимают друг друга. Также они стараются вместе работать, чтобы обеспечивать себя и своих детей всем необходимым. У них очень дружная, трудолюбивая и жизнерадостная семья. И это поведение родителей служит примером детям. Чтобы помочь мужу зарабатывать деньги, она сама начала свой маленький бизнес, который постепенно расширяется. У Раножон маленький магазинчик возле своего дома, где она продаёт продукты питания. В сельской местности летом много работы, все с утра уходят на полевые работы и приходят к вечеру. И поэтому расположение магазинчика для соседей Раножон очень удобно и все они довольны. Сейчас Раножон желает расширить свой бизнес, чтобы иметь больше дохода, она желает расширить ассортимент своего товара на прилавке. Для этого она обратилась в Арванд и желает получить кредит для покупки продуктов питания для дальнейшей продажи. Раножон очень надеется на положительный результат и заранее выражает свою благодарность Арванд за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 212
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $1,700 helped Ranojon to buy grocery products.
Repayment Term
19 months (Additional Information)
Repayment Schedule
Aug 13, 2013
Aug 25, 2013
Currency Exchange Loss:
Sep 24, 2013