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Víctor Manuel
Víctor’s 37-years-old and completed two years of university. He was studying for a Bachelor’s in Computer Programing. He currently has a spouse and she cares for their three children who are 12, 11 and 10 years of age and attending school.

He’s been working in agriculture for the last 13 years, an occupation he learned thanks to his brother-in-law. He also knows how to do other kinds of work like: construction, electrician and plumbing. His farmland is located 5 kilometers from home and he makes the trip by bicycle. He works alone from 6am to 5pm.

The loan will be used to buy seeds, fertilizer, herbicide and fungicide for preventive care in case any pests might attack and to plant 7,000 square meters of corn because he has no funds to do so on his own and to be able to support the crop and so that his family will not lack food.

Víctor’s dream is to build his house because the one he lives in is his brother-in-law’s. He’d also like to be able to teach the skills he knows to his children and to raise them honestly and responsibly. The loan will be of great help because they’ll not lack corn for the rest of this year and the first months of next year.
View original language description ↓
Víctor posee 37 años de edad, realizo sus estudios hasta 2º año en la universidad, estudiaba Licenciatura en computación. Actualmente, esta acompañado, su compañera de vida se dedica a cuidar de sus tres hijos de 12, 11 y 10 años que se encuentran estudiando en la escuela.

Desde hace13 años se dedica al trabajo agrícola, oficio que aprendió gracias a un cuñado. También, conoce de otros trabajos como lo son: albañilería, electricista y fontanería. El lugar donde siembra esta a 5km de su casa, el recorrido lo hace en bicicleta, y las labores las desempeña solo, de 6 a.m. a 5 p.m.

El préstamo sera utilizado para comprar semilla, fertilizantes, herbicidas y plaguicidas para usarlos de forma preventiva, si llegara a presentarse un ataque de plagas y sembrar 7,000 metros cuadrados de maíz. Debido a que no tiene fondos para realizarlos por su propia cuenta y tener el sustento de la cosecha, para que no le falte la alimentación a su familia.

El sueño de Don Víctor es construir su vivienda, puesto que, en la que vive es de su cuñado. Ademas, poder enseñarles los oficios que conoce a sus hijos, criarlos honesta y responsablemente. El préstamo sera de gran ayuda, porque no les faltara maíz, en lo que resta de este año y en los primeros meses del próximo.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 700
    View loans »
    El Salvador Loans Fundraising
  • $29,576,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Víctor Manuel to buy agricultural supplies.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Aug 12, 2013
Aug 21, 2013
Currency Exchange Loss:
May 22, 2014