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Hursand, as the meaning of her name implies, is always smiling, kind and friendly. She works as a seamstress. She sews beautiful traditional Tajik dresses for women. She is also a skilled embroiderer and she creates various patterns with beads, making decorative flower patterns to embellish her dresses. She has a certain number of customers, whom she is always happy to serve. She mainly sews at home, having transformed a small room into a studio which has become her world of art and where she creates beautiful dresses, giving life to her fabrics.

In addition to her talent as a seamstress, Hursand is a loving mother. Her children are already grown-ups. Her oldest son left for Russia to make a living and sends money home every month. Hursand is now responsible not only for her own family, but also for her son's family. As a caring mother and grandmother, her strongest desire is to see her children happy and she does everything to make this happen.

Hursand wants to repair the house where her large family lives. However, the money that she makes thanks to her sewing business is not sufficient to perform home repairs. This is the reason why she has turned to MDO Arvand, requesting a loan to buy building materials for the renovation of her house. She hopes to receive some support from MDO Arvand and Kiva, and she thanks her lenders in advance for their help.
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Хурсанд, соответствуя значению своего имени – всегда улыбчивая, доброжелательная и добрая. Хурсанд швея. Она шьёт прекрасные национальные платья для женщин. Также Хурсанд умело вышивает на платье различные узоры из бисера, бус, создаёт декоративные цветы из них и украшает ими платья. У нее определенное количество клиентов, которых Хурсанд всегда рада обслужить. В основном она шьет дома. Хурсанд превратила одну комнату в маленькую мастерскую, это её мир искусства, где она создает прекрасные платья и этим предает тканям жизнь. Кроме таланта она имеет любящих детей. Её дети уже взрослые. Старший ее сын уехал в Россию на заработки и ежемесячно высылает деньги семье. Теперь Хурсанд несёт ответственность не только за свою семью, но и за семью сына. Как заботливая мама и бабушка она имеет огромное желание видеть детей счастливым и делает много усилий для этого. Хурсанд хочет отремонтировать свой дом, где живёт её большая семья. Но денежных средств, которые она имеет от совего бизнеса не достаточно, чтобы отремонтировать свой дом. Поэтому Хурсанд обратилась в Арванд и хочет получить кредит для покупки строительных материалов, чтобы отремонтировать дом. Она надеться на поддержку со стороны Арванд и «Кива» и заранее благодарит за содействие.

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About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 207
    View loans »
    Tajikistan Loans Fundraising
  • $31,093,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD