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Hermi Libardo
Hermi's a man with big dreams, which were to finish school and become a great chef. His dreams ended because of the armed conflict, however. When he was finishing his studies he was displaced by the guerrilla war in his community in 2003.

One day Hermi arrived in another town and began to survive on the streets. Then the government gave him the opportunity to work. Later he returned to the city and started to dream again. He wanted to continue to study and work so he could pay for his education.

Hermi's dream is to become a chef and be able to get ahead without worrying about problems and difficulties.
View original language description ↓
Hermi es un señor con sueños grandes los cuales eran terminar sus estudios y convertirse en un gran cocinero pero por cuestiones del conflicto armado se acabaron sus sueños, cuando este señor se encontraba terminando sus estudios fue desplazado por la guerrilla del retorno a su pueblo en el 2003.
Pero cierto día Hermi llego a otro pueblo y comenzó a sobrevivir en las calles luego el gobierno le dio la oportunidad de trabajar, luego se regresó a la cuidada y empezó a soñar nuevamente, entonces quiso seguir estudiando y trabajando para pagar sus estudios pero el sueño de este señor es llegar a convertirse en un chef y poder salir adelante sin importar los problemas y las dificultades

Additional Information

More information about this loan

This loan will help a CampoAlto student pay a semester's tuition. With seven branches throughout Bogota, Colombia, CampoAlto tailors educational programs for socially marginalized students. Each of these courses lasts three semesters on average and includes specialized training and internship placement to help students secure jobs after graduation.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About CampoAlto

CampoAlto is a for-profit education institute that offers a variety of classes to students from socially or economically marginalized groups, including women, ethnic minorities, displaced populations, disabled individuals, and those living below the poverty line. Kiva funding is being used to pay tuition for students who couldn’t otherwise afford to attend classes.

Because CampoAlto’s core business is not purely microfinance, there is some level of additional risk for lenders. For this reason, Kiva has not assigned the institute a risk rating.

About Colombia

  • $11,100
    Average annual income
  • 274
    View loans »
    Colombia Loans Fundraising
  • $17,889,125
    Funds lent in using Kiva
  • 1,919.6
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Hermi Libardo to study in CampoAlto.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 20, 2013
Aug 21, 2013
Currency Exchange Loss:
Jan 17, 2014