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This is 23-year-old Fatmata. She is married and has no children.

In 2009, Fatmata established her home products sales business, where she sells various provisions, drinks and toiletries to her customers. She began her business because she wanted to be self-reliant. Her business is located in the outskirts of town and her customers are of all ages. Working 7 days a week and 14 hours a day, she earns approximately 500,000 SLL every month from her business. She is proud of the fact that she started her business in a stall and now has a shop.

She is now seeking a loan in the amount of 3,000,000 SLL to pay for additional products such as laundry soaps, ovaltine, and sugar. She hopes that this loan can help her increase her inventory and profits. In the future, Fatmata plans to expand the business and to sell re-chargeable cards; more generally, she hopes to generate additional profits and to further her education. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 40
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,369.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Fatmata to purchase additional products (e.g., laundry soaps, ovaltine, and sugar).
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 16, 2013
Aug 26, 2013
Currency Exchange Loss:
May 17, 2014