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La Confiance (3) Group
In this Group: Adolphine, Adele, Claire Antoinette, Jeanine, Edmond, Jeannette, Gildas Romaric, Léa Solange
Jeanine is one of the members of the group, La Confiance (3). She is the leader of the group, comprised of eight micro-entrepreneurs from Brazzaville, Congo. Jeanine is married and has four children, one of whom is currently in school. She also cares for two other children that are members of her household.

This is Jeanine's second loan cycle with HOPE Congo. She is going to use her share of this loan to purchase additional stock of used clothing for her store. She also makes fresh doughnuts and cold drinks for her customers who come to purchase clothes. Jeanine has noticed that prices in the market have been increasing, but she is working to differentiate her clothing store by providing a higher level of customer service.

In the future, Jeanine hopes that her increasing business activities will allow her to provide a high level of education to all of her children. She dreams of one day traveling abroad, to work directly with one of her suppliers.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 491.8
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A portion of La Confiance (3) Group's $4,275 loan helped a member to increase her stock of used clothing for her store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 5, 2013
Aug 26, 2013
Currency Exchange Loss:
Jan 17, 2014