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Thoibi Shg Group
In this Group: Pishakmacha, Sundari, Sangbanabi, Asharani, Rana, Aruna
Living a bountiful life has always been a challenge for Sundari. She is 31 years old and the mother of a beautiful daughter called Princy, who is three years old. She is the featured borrower member for Thoibi SHG.

She lives 35 kms away from the heart of the city of Imphal in the northeastern part of India. Her husband is a social worker who earns a meager income that could not meet the basic essential needs of the family. So in order to generate more income, Sundari got engaged in a small-scale weaving business and also sells food supplements. As a registered agent, she gets the supplies at a subsidized rate. Door to door selling is profitable, says Sundari.

She weaves traditional women's wrap-around skirts and sells them to the women vendors in the capital market. The demand for the finished woven product is high during festive season, which is usually fall to winter. The failure to deliver the woven products on time disappointed a number of buyers in the previous season as she could not afford to get sufficient weaving materials due to a shortage of money. So she wanted to take the help of Kiva to improve her business. She aspires to become the most successful woven product supplier in the town. She thanks Kiva for being the source of help in times of need.

The rest of the group members are all engaged in weaving.

Additional Information

More information about this loan

This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 88
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 63.4
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Thoibi Shg Group's $950 loan helped a member to purchase different types of yarn, thread and silk for weaving.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 14, 2013
Aug 26, 2013
Currency Exchange Loss: