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Sophy's Group
In this Group: Sophy, Samphors
Residing in Sampov Meas district of Pursat Province, Sophy is 32 years old and blessed with three dependent children, one schoolchild and two little children. Sophy endures her family hardship via four hectares of rice-cropping, while her husband catches fish for resale and works for others for a fee for additional income. Engaged in her current business for ten years, Sophy is able to earn about 24,000 KHR per day.

Sophy is a fifth-time borrower and her fellow group member is a first-cycle client with VisionFund (Kiva’s partner). Her past loan has enabled her to maintain her business with good progress. In this new cycle, she and her co-borrower are seeking 2,000,000 KHR each.

As the leader, Sophy will spend her loan portion to buy ten sacks of fertilizer and to pay for the transplanting fee. She hopes that she can replant her rice on time, with a good income in return, so she can build a new house and a decent latrine for her family.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 207
    View loans »
    Cambodia Loans Fundraising
  • $39,964,750
    Funds lent in using Kiva
  • 4,095.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sophy's Group's $1,000 loan helped a member to buy ten sacks of fertilizer and to pay for the transplanting fee.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 22, 2013
Aug 25, 2013
Currency Exchange Loss:
Dec 20, 2014