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Update on Nemfa

In a village of Orang Cabgan, Tambulig, ZDS, Philippines, Nemfa runs a general store to make a living. Her husband earns an income through fishing, which provides their main source of income. She is 46 years old and has four children. Her determination to send her children to school is the reason she tries so hard. She joined Gata Daku MPC in 2008 and has successfully repaid her previous loans, which she used to improve her business. She recently took out a new loan of 20,000 PHP to buy additional goods, such as feed, rice, oil and kerosene, to sell. She is hopeful that this will permit her to generate more income and bring success to the entire family.

Previous Loan Details

Nemfa is from Orang Cabgan, Tambulig, ZDS, Philippines. She is 45 years old, married and has four children. To earn a living, Nemfa runs a general store, selling a variety of food and household products such as candies, cigarettes, shampoo and soaps to members of the local community. Nemfa has be... More from Nemfa's previous loan »

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 503
    View loans »
    Philippines Loans Fundraising
  • $69,838,675
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Nemfa to purchase additional goods for her store, such as feed, rice, oil and kerosene.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 30, 2013
Aug 25, 2013
Currency Exchange Loss:
Feb 17, 2014