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Patron Santiago De Ccoc-Hua Group
In this Group: Jose Luis, Luz Marina, Victor Victoriano, Carmen, Santos, Maria, Aniceta, Pascual, Raul, Yeral, Carlos
A group of friends and neighbors formed the communal bank “Patron Santiago de Ccoc-Hua” in the community of Ccoc – Hua (Ccoc – Hua is located in the Curahuasi district of Abancay province, in the department of Apurimac). This communal bank is comprised of people who are constantly seeking opportunities to get ahead. With their daily efforts, the members of this group are providing a better future for their children. These individuals work in agriculture, handicrafts, food sales, animal husbandry, and other occupations.

Aniceta is raising her hand in the photograph. She is 36 years old and has 4 children. She was born in the community of Ccoc-Hua, and this is where she has her business. Aniceta sells staple consumer goods such as rice, sugar, noodles, cooking oil, bread, and other items. She also works in agriculture, cultivating beans and making the beverage chicha de jora (a traditional, corn-based beverage). She is a responsible person, and so her neighbors did not hesitate to invite her to join the communal bank. At this time, Aniceta needs a loan to buy sacks of rice, sacks of sugar, noodles, cooking oil, milk, and other products.

(At the bottom of the photo, two members appear who asked permission to be absent from the meeting.)
View original language description ↓
Un grupo de vecinos y amigos formaron el banco comunal “Patron Santiago de Ccoc-Hua” en la comunidad de Ccoc – Hua (La comunidad de Ccoc – Hua está ubicado en el distrito de Curahuasi dentro de la provincia de Abancay del departamento del Apurimac). Este banco comunal está conformado por varias personas que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Los socios se dedican al agricultura, artesanía, venta de comida, ganadería, crianza de animales menores y otros.

Aniceta está levantando la mano en la fotografía, ella tiene 36 años de edad, tiene cuatro hijos y nació en la comunidad de Ccoc-Hua y donde realiza sus actividades económicas, ella se dedica a la venta de productos de primera necesidad como arroz, azúcar, fideos, aceite, pan y otras cosas más, ella también se dedica agricultura donde siembra habas y elabora chicha de jora, ella es una persona responsable y sus vecinos no dudaron en invitarle a participar del banco comunal. En esta oportunidad Aniceta requiere el préstamo para comprar sacos de arroz, sacos de azúcar, fideos, aceite, leche y otras cosas más. (En la parte inferior de la fotografia aparecen los socios que pidieron permiso para no estar presentes en la reunión)

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 71
    View loans »
    Peru Loans Fundraising
  • $61,828,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Patron Santiago De Ccoc-Hua Group's $1,875 loan helped a member to buy sacks of rice, sacks of sugar, noodles, cooking oil, milk, and other products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 15, 2013
Aug 20, 2013
Currency Exchange Loss:
Mar 17, 2014