Patron Santiago De Ccoc-Hua Group
Aniceta is raising her hand in the photograph. She is 36 years old and has 4 children. She was born in the community of Ccoc-Hua, and this is where she has her business. Aniceta sells staple consumer goods such as rice, sugar, noodles, cooking oil, bread, and other items. She also works in agriculture, cultivating beans and making the beverage chicha de jora (a traditional, corn-based beverage). She is a responsible person, and so her neighbors did not hesitate to invite her to join the communal bank. At this time, Aniceta needs a loan to buy sacks of rice, sacks of sugar, noodles, cooking oil, milk, and other products.
(At the bottom of the photo, two members appear who asked permission to be absent from the meeting.)
Aniceta está levantando la mano en la fotografía, ella tiene 36 años de edad, tiene cuatro hijos y nació en la comunidad de Ccoc-Hua y donde realiza sus actividades económicas, ella se dedica a la venta de productos de primera necesidad como arroz, azúcar, fideos, aceite, pan y otras cosas más, ella también se dedica agricultura donde siembra habas y elabora chicha de jora, ella es una persona responsable y sus vecinos no dudaron en invitarle a participar del banco comunal. En esta oportunidad Aniceta requiere el préstamo para comprar sacos de arroz, sacos de azúcar, fideos, aceite, leche y otras cosas más. (En la parte inferior de la fotografia aparecen los socios que pidieron permiso para no estar presentes en la reunión)
More information about this loan
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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