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Ethel Marilyn
Ethel ia a 19 year old young woman. She lives in the city of Chinca with her two small children. She loves them, and they are her pride and joy. She is a very friendly, hard-working, and enthusiastic person. She puts all of her efforts into getting her family ahead. This is because she is father and mother to her children. Sadly, due to the lack of financials resources and because she has to work, Ethel has not been able to study business administration.

On her own initiative, Ethel works as a kitchen helper in a restaurant in her city. She works every day for approximately ten hours. She believes that it is going well for her because of her performance and the friendly way that she treats others.

Ethel is very grateful to the Kiva lenders. Thanks to the help they have provided, she will buy supplies in order to be able to sell ‘salchipollos’ [fried potatoes with fried chicken], hamburgers, and other snacks. This way Ethel hopes to get more income, which will help her a lot in order to be able to keep moving forward for the good of her children.
View original language description ↓
Ethel es una joven de 19 años, vive en la ciudad de Chincha con sus dos pequeños hijos, a quienes ama y son su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su familia, ya que ella es padre y madre para sus hijos; lamentablemente por falta de recursos económicos y por la necesidad que tiene de trabajar, Ethel no ha podido estudiar la carrera profesional de Administración de Empresas.
por iniciativa propia, Ethel trabaja como ayudante de cocina en un restaurante de su ciudad, ella trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Ethel se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada comprará insumos para poder vender salchipollos, hamburguesas y demás frituras, de esta manera Ethel espera conseguir mayor cantidad de ingresos económicos, los cuales le servirán de mucho para poder lograr salir adelnate en bien de sus hijos

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 40
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD