Huayna Potosi Group
This loan will benefit small entrepreneurs such as Sra. Mary. She says that she joined Pro Mujer five years ago after receiving an invitation from her mother, who is also a member of the organization. Mary currently has a business of selling stockings and tights. She started this business after noticing that there was a demand for these products.
The loan she is requesting will be used to increase her capital for buying tights and stockings. She acquires her products at the fairs in the city of La Paz and then sells them from her retail space. Working in this manner enables her to generate income to maintain her household. Mary is widowed and has three children.
When asked what she likes about Pro Mujer, Mary said that she enjoys the savings she has accumulated.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Mary es integrante, ella indica que hace cinco años que integra Pro Mujer, ingresando por invitación su madre que es socia de la institución. En la actualidad ella tiene un negocio de venta de medias y calzas; este negocio lo emprendió al observar la demanda que tienen estos productos.
El crédito que ahora sacará es para el aumento de capital (compra de calzas y medias) que adquirirá de las ferias de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es viuda y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros que se realizan.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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