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The client is from Portoviejo. He has 20 years working in this business and chose this activity due to the fact that his father worked in it. He works every day with the help of an employee. He is single and has no children. In the future he would like to buy cattle that will produce and give him milk every day, and enable him to sell cows to other producers. Now he needs the money from the loan to purchase sugar cane, levers and chains.
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El cliente es de Portoviejo. Lleva 20 años trabajando en este negocio y escogió esta actividad, debido a que su padre trabajo en lo mismo. Trabaja todos lo días con la ayuda de un empleado. Es soltero y no tienen hijos. En un futuro le gustaría comprar ganado, que produzca y le dé leche a diario; así como vender vacas a otros productores. Ahora necesita el dinero del crédito para la compra de caña, palancas y cade.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $26,547,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,150 helped this borrower to buy sugar cane, levers and chains.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 6, 2013
Aug 19, 2013
Currency Exchange Loss:
Dec 17, 2014