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Nghia's Group
In this Group: Nghia, Hanh, Hanh, Nguyen, Thang, Huong
View original language description ↓
Ms. C. Thi Nghia was born in 1964. She is asking for loan amount of 250.00 USD to invest in her retail shop and to purchase things for her family. She and her husband have 2 grown sons, who work as carpenters, and thus they have a stable and steady income. Every morning, Ms. Nghia would go buy pork and re-sell them to the community. Once the meat are all sold, she would return home to help her family with household chores and the retail shop. Her family's average income is 310.00 USD per month. By borrowing and slowly repaying the loans, she feels it agrees with her family so she likes it very much and, along with others in her village, she signs up to borrow money.
Her loan group consists of:
Ms. Nguyễn Thị Hạnh, born in 1981, loan amount 225.00 USD to invest in a wood mill;
Ms. Đỗ Thị Cảnh, born in 1967, loan amount 225.00 USD to invest in raising chickens;
Ms. Phạm Thị Nguyện, born in 1962, loan amount 225.00 USD to invest in small retail business;
Ms. Đỗ Thị Thắng, born in 1962, loan amount 225.00 USD to invest in a restaurant;
Ms. Nguyễn Thị Hưởng, born in 1963, loan amount 225.00 USD to invest in a shop selling sweets and refreshment.

Translated from Vietnamese by Thu Ostrander, Kiva Volunteer.

C. Thị Nghĩa, sinh năm 1964 (Ms 03050008), mức vay: 4.028.000 vnđ để đầu tư cửa hàng tạp hóa và đi chợ. Vợ chồng chị có hai con trai đã trưởng thành và là thợ mộc nên có thu nhập thường xuyên, ổn định. Vào mỗi buổi sáng, chị Nghĩa thường đi mua thịt lợn về đầu làng bán lẻ phục vụ những người dân. Hết hàng, chị lại chở về nhà giúp chồng con các công việc nội chợ và bán hàng tạp hóa. Thu nhập bình quân của gia đình chị khoảng 5.000.000 vnd / tháng. Với những khoản vốn vay trả dần là rất phù hợp với gia đình chị nên chị rất thích và cùng những người trong làng đăng ký vay vốn. Nhóm vay của chị gồm có:
Nguyễn Thị Hạnh, sinh năm 1981(Ms 03050011), mức vay: 3.604.000 vnđ để đầu tư xưởng mộc.
Đỗ Thị Cảnh, sinh năm 1967 (Ms 03050010), mức vay: 3.604.000 vnđ để đầu tư chăn nuôi gà.
Phạm Thị Nguyện, sinh năm 1962 (Ms 03050012), mức vay: 3.604.000 vnđ để đi chợ buôn bán nhỏ.
Đỗ Thị Thắng, sinh năm 1962 (Ms 03050009), mức vay: 3.604.000 vnđ để đầu tư cửa hàng ăn uống.
Nguyễn Thị Hưởng, sinh năm 1963 (Ms 03050013), mức vay: 3.604.000 vnđ để dầu tư cửa hàng bán bánh kẹo, nước ngọt.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 57
    View loans »
    Vietnam Loans Fundraising
  • $17,278,400
    Funds lent in using Kiva
  • 16,585.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Nghia's Group's $1,350 loan helped a member manufacture.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 12, 2008
Aug 15, 2008
Currency Exchange Loss:
Oct 15, 2009