Ryzhdi is in his sixties and sells dairy products for living. He is married and his children are grown-ups now, but the youngest child who is married lives with his parents according to old Albanian customs that nowadays are mostly kept in the rural areas, unlike in the urban areas. The people who still keep this tradition say that it is due to respect for their elderly parents and also easier for the youngsters who don’t have to built a house of their own from scratch.
In the picture, you see Ryzhdi. He is dressed like this because he was about to take a trip to the city for some personal matters and he was stopped to be photographed for Kiva.
Here is what he said to the loan officer laughing: “Usually you see me in another outfit with lots of dirt on it and with my hair all messy, but today I am all spruced up because I have to visit some government offices in the city."
Ryzhdi want to buy a young dairy cow with this loan.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.