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H. Khosiyat is 32 years old. She is divorced and has two children. She is a hard-working mother struggling to feed her children and parents (who are living with her) by selling the for traditional dresses. Khosiyat has survived despite difficult circumstances thanks to her optimism and strives above all to care for her two children. Like any mother, Khosiyat is doing her best to educate her children and to make them happy.

Khosiyat has a trading place in the central market of Dushanbe city. All the fabrics are supplied from the neighboring town Istaravshan. Khosiyat is trying to have a wide range of goods to meet the requirements of her customers and to satisfy the needs of clients with different levels of income. Today Khosiyat feels that with more working capital her business could generate more income, so she is asking for a loan of 1000 USD with a term of 12 months to jump-start the business and raise the family's standard of living.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 218
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Khosiyat purchase new fabrics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 31, 2008
Aug 17, 2008
Currency Exchange Loss:
Sep 15, 2009