Toefiliga is a 30-year-old woman. She has lived with her partner for 3 years, with 5 children.
She has a small garden where she grows tomatos, cucumbers, pumpkins and cabbages that she can sell in her community or at the market. She has been doing this for 5 years. Toefiliga needs a loan to buy vegetable seeds, gloves, fertilizer, a garden hose and a wheelbarrow. She has been a member of SPBD since 2010. Toefiliga will use the profits from her sales to build a green house for her vegetable garden.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.