Maria De Jesus
She and her husband have made a living in agriculture growing coffee for more than 10 years. She learned it from her parents, who have been farmers their entire lives. They have three children but only one lives with them because the others are independent. They acquired the land they farm from her parents and her in-laws.
Her challenges are the decline in prices and the climate factor of heavy rains, because in this line of work competition isn't a problem. Her fields are located about 200 meters from her house, and they walk there. Her husband, her children, and she are all involved as a family.
Her plan and dream as a mother is to continue investing in her coffee crop so each season will be more productive. This way she can give her daughter a better quality of life. She dreams of buying more land to continue growing, because her goal is to invest her profits in the same area.
Currently María de Jesús is asking the COMIXMUL cooperative for a loan to help her buy 8 bags of 18-46-0 soil amendments, 10 bags of urea, 8 bags of coffee formula, and other necessary supplies to maintain her coffee crop and make it more productive and secure for the season.
Sus Planes y sueños a futuro como madre es seguir invirtiendo en sus cultivos de café para que sean más productivos cada temporada y así darle una mejor calidad vida a su hija siendo su sueño como madre comprar más áreas de terreno para seguir cultivando ya que su meta es invertir las ganancias en el mismo rubro.
María de Jesús actualmente solicita a la cooperativa COMIXMUL un financiamiento que ayudara a la compra de 8 bolsas de abono 18-46-0, 10 bolsas de urea, 10 bolsas de nitrato, 8 bolsas de formula cafetalera, etc. necesarios para el mantenimiento de su cultivo de café haciendo sus cultivos más productivos y más seguros para la temporada.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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