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Los Claveles De Poques Group
In this Group: Benedicta , Ruth, Gumercinda, Pedro, Birginia, Cosme*, Luisa Juana, Gregoria, Benedicta
* not pictured
These members belong to the communal bank Los Claveles de Poques (The Carnations of Poques). This bank is located in the community of Poques, Lamay district, Calca province, and department of Cusco.

The member Luisa Juana is 46 years old and is separated. She alternates her daily activities between raising and feeding animals such as cows. She works a good amount of time at this job which is going well thanks to the hard work that she puts in each day. She raises cattle in order to later to clients who order them. She is a responsible person and wants to be able to continue working in her business in order to support her family.

She’s asking for a loan to buy feed for her animals.

She feels grateful for the loan and promises to comply with the terms.
View original language description ↓
Los socios pertenecen al banco comunal LOS CLAVELES DE POQUES, el banco está ubicado en la comunidad de Poques, distrito de Lamay, provincia de Calca y departamento de Cusco.
La socia Luisa Juana tiene 46 años de edad y es separada, la socia altera sus actividades diarias dedicándose a la crianza y engorde de animales como ganados, la socia lleva buen tiempo dedicándose a esta actividad la cual le va bien gracias al empeño que le pone cada día a su negocio, la socia cría a sus vacas para luego venderlas a sus clientes que le solicitan, la socia es una persona responsable y desea poder seguir trabajando en su negocio para de esta forma apoyar a su familia.
La socia solicita el crédito para la compra de alimentos para sus animales.
La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 45
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Claveles De Poques Group's $2,750 loan helped a member to buy feed for her animals.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 17, 2013
Aug 18, 2013
Currency Exchange Loss:
Dec 17, 2013