A loan of $4,375 helped to renovate the shop..


Jose's story

Jose has been in business for 11 months in Laredo, Texas, operating Hieberia San Jose and considers himself a spiritual person. Jose’s business employs one full-time employee to assist with daily duties within his store, which offers spiritual water and candles, perfumes and prayer books.

When Jose needed additional money to renovate and make his business look more professional, he turned to a local financial institution but was unable to obtain a business loan. He was then referred to Accion Texas Inc. to inquire about their services and apply for a microloan. Taking their advice, Jose applied for and received enough to make necessary updates to his shop and transform it into a more presentable place. What’s left over will provide for cash on hand throughout the remaining of the year and permit additional supply purchases.

Jose says, “Without the loan, it would’ve taken me longer to do my updates.”



Loan details


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Loan details