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Sol Y Luna Group
In this Group: Clorinda, Luisa , Mario, Mery , Tricia Jesus , Adrian , Mercedes , Zenaida , Justino Felix , Luis Carlos

Update on Sol Y Luna Group

The members belong to Sol y Luna Communal Bank, located in the Cusco district of the province of Cusco and department of Cusco.

Clorinda, 60, is single and has three children. She works in her business selling food in the market. She makes different dishes such as baked chicken, chicken and rice, and soups. She makes breakfast, lunch, and dinner, working from 8 a.m. until 5 p.m. She has had the business for eight years and it's going very well for her. Her dream is to have a restaurant.

Clorinda's requesting the loan to buy chicken, meat, and vegetables for the restaurant.

The businesses of the other members are a taxi service, photocopying, a grocery store, and food sales.

She's grateful to those who are part of her dream through this loan and promises to make her payments by the deadline.
View original language description ↓
Los socios pertenecen al banco comunal “SOL Y LUNA”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Clorinda ella es soltera y tiene 60 años y tiene 3 hijos; La socia trabaja en su negocio de venta de comida, ella vende en el mercado, la socia prepara diferentes platos como pollo al horno, arroz con pollo y sopas, la socia prepara desayunos, almuerzos y cenas, la socia trabaja desde las 8:00 a.m hasta las 5:00 p.m, la socia ya tiene 8 años en este negocio y le va muy bien, el sueño de la socia es tener un restaurant. La socia solicita el crédito para comprar pollo, carne y verduras para el restaurant.

Los otros socios se dedican al negocio de taxi, negocio de fotocopiadora, negocio de tienda de abarrotes y negocio de venta de comida.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

The members belong to the “Sol y Luna” communal bank. This bank is located in the Cusco district, part of the Cusco province and department. The member in question is Mario: he is 55 years old with 3 children and is a husband. Mario alternates his daily activities offering taxi services. He ha... More from Sol Y Luna Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 83
    View loans »
    Peru Loans Fundraising
  • $63,829,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sol Y Luna Group's $4,650 loan helped a member to buy chicken, meat, and vegetables.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 23, 2013
Aug 18, 2013
Currency Exchange Loss:
Feb 17, 2014
This photo was used before for a previous loan for Sol Y Luna Group. It was first posted on Kiva on Mar, 2013. Learn More