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Judith is a very humble person and comes from a modest and hard-working family. Judith is 21 years old and she is an entrepreneurial young woman. When she was 18 she began making handmade craft chocolates for her family. Based on the advice, encouragement, and support of her parents and siblings, she later opened a small business. The business has expanded each year due to great customer service and a great handmade product, and it has now moved to the marketplace.

Judith makes the chocolates in her parent's house and with the business's expansion there are now more and more customers that request her chocolates. Judith is seeking a loan so that she can buy a refrigerator to help her better craft and sell her chocolates.
View original language description ↓
La señora Judith es una persona sencilla, proviene de una familia humilde y trabajadora, la señora Judith tiene 21 años, es una persona joven emprendedora; desde que tenía 18 años comenzó con la elaboración de chocolates, primero empezó elaborando para su familia de forma artesanal, por consejo de sus padres y hermanos quien al degustar los chocolates elaborados por la señora Judith, sus familiares le sugirieron y apoyaron para que abra un pequeño negocio, este negocio con el transcurso de los años se consolidado en el mercado, logrando expandirse cada año por el buen servicio y producto elaborado por la señora Judith, la señora Judith elabora sus chocolates en el domicilio de sus padres. Esta expansión género que exista más clientes que requieren sus chocolates. La señora Judith viendo esta necesidad solicita un crédito para la compra de una conservadora para que le facilite el proceso de elaboración y comercialización de los chocolates.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 118
    View loans »
    Bolivia Loans Fundraising
  • $36,714,900
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Judith to buy a refrigerator.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 17, 2013
Aug 18, 2013
Currency Exchange Loss:
Feb 20, 2015