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Gifty is 28 years old, single, and has one child. She lives in the town of Dansoman-Accra.

Gifty has a business, selling mobile phone credit (vouchers) from several networks, including Vodaphone, MTN, Airtel, and Tigo. Her business is located in front of her house and has been in operation for four years. Gifty is requesting a loan of GHS 1500. The loan will enable her to buy more vouchers, in several different denominations, so she can satisfy all her customers. Her goal is to grow her business. On a personal level, she wants to take care of her son and give him the level of education of his choice.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

About Ghana

  • $3,500
    Average annual income
  • 16
    View loans »
    Ghana Loans Fundraising
  • $12,268,050
    Funds lent in using Kiva
  • 2.1
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Gifty to buy enough vouchers, in different denominations, to be able to satisfy all her customers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 8, 2013
Aug 23, 2013
Currency Exchange Loss:
Apr 16, 2014