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Lydia's Group
In this Group: Lydia , Vivian
Lydia is a member of this group located in the city of Accra, where businesses trade various items. The group consists of two members who sell plastic plates, cooked groundnut and cosmetics in their community as well as nearby.

Lydia has sold plastic plates and cosmetics for five years. She is 38-years-old, single and has three children. This will be her third loan with ID-Ghana. She successfully repaid her previous loans.

Lydia's group is applying for a total loan amount of GHS 1500 from ID-Ghana to expand their businesses. Lydia will use her portion of this loan amount of GHS 1100 to buy different products such as cosmetic and plates. Her dream is to increase her sales and grow her business.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 20
    View loans »
    Ghana Loans Fundraising
  • $12,624,300
    Funds lent in using Kiva
  • 2.1
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Lydia's Group's $725 loan helped a member to buy and sell plastic plates and cosmetic products.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 1, 2013
Aug 23, 2013
Currency Exchange Loss:
Feb 17, 2014