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Shakarmo is 60 years old. She is an industrious woman. She is widowed as her husband was dead some years ago. It was very difficult for her to provide her 3 children with all necessary things.

She has always worked hard to earn an income. She is a teacher at the school. Shakarmo is a teacher of Physics. She has worked more than 10 years. Shakarmo is a very smart teacher and careful mother for her children. Now, her children are adults and help her keep the household.

She wants to repair her house but her salary is small and it is not enough for buying building materials. She is asking for a loan of 600 USD to buy building materials such as cement, wood, etc. This is the second loan for her from IMON. She is an honest and kind woman. She awaits your support.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 225
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Shakarmo to buy building materials such as cement and wood for repairing her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 15, 2013
Aug 22, 2013
Currency Exchange Loss:
Feb 17, 2014