Tapaau is a 23-year-old woman who is single with two children. She has a small taxi service business. Tapaau needs a loan to buy new tires, seat covers, and a taxi registration and to service her taxi. She will use her profits to for her children's education and to upgrade her family's standard of living. Tapaau joined SPBD in 2013 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.