Funded

Total loan: $925
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Jay Maa Santoshi Group


A loan of $925 helped a member to pay for purchasing a bundle of yarn.


Jay Maa Santoshi Group's story

In 2010, four women from Risigaon village located in the Khariar block of Nuapada district, one of the poorest districts of India, stepped out and decided to build a secure future for their families with their contributions. They formed a group named Jay Maa Santoshi to access credit from Mahashakti Foundation for development of their existing business.

Manjula is the one standing on the extreme right with her hand raised in the photo. She is 35 years old and lives with her husband, two daughters of 22 and 16 years old and one son of 18 years of age, who help in her business. Manjula hails from a traditional cloth weaving community. For the last 10 years, she has been running a cloth weaving business with her husband. Now she has one hand loom for weaving saris. Her husband purchases the yarn/thread from a trader 20 km away from her village. They prepare 80 to 100 pieces from a bundle of yarn, which costs around 10,000-15,000 rupees.

Manjula does the initial processing of the yarn to make it ready for weaving and after that, her husband fits it to the hand loom and weaves the sari. They only weave saris because of the demand in the market. Her family works around 8-10 hours a day and weaves two pieces of sari from it. Manjula sells her products to the local traders on a weekly basis. She earns a monthly income of Rs.5000, which is not sufficient to maintain her family.

With the present loan, she wants to buy thread/yarn in bulk which will cost around 15,000 INR. Purchasing more stock at a time will help her to reduce the purchasing and transportation costs of the raw materials. Manjula wishes to grow her business and save enough to construct a house and give a better education to her son. Hemabati, Chandrakanti and Jogeswari are the other three members of the group and they also have cloth weaving businesses and Tiffin centres.

In this group: Hemabati , Chandrakanti, Manjula, Jogeswari
*not pictured



Loan details

Repayment schedule: At end of term
Disbursed date: August 14, 2013
Facilitated by Field Partner: Mahashakti Foundation

Lenders and lending teams



Loan details

Repayment schedule: At end of term
Disbursed date: August 14, 2013
Facilitated by Field Partner: Mahashakti Foundation