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Vardan is 41 years old and he lives with his family in Kapan city. Vardan is married and he has four daughters. His elder daughter already works as a sales manager and his other three daughters are still school-aged. Vardan has no higher education and for many years until now he works as a welder. Sometimes he also does private paid welding works in his city, which is also some source of income for his big family. Lately Vardan and his wife became acquainted with their elder daughter’s fiancé, and they announced their marriage. So Vardan asks a loan of 900,000 Armenian drams in order properly to organize that wedding party, with great desire and hope to see their daughter lucky and happy with her future husband.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 168
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 406.9
    Armenia Drams (AMD) = $1 USD
A loan of $2,225 helped Vardan to organize the eldest daughter's wedding party.
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 26, 2013
Aug 22, 2013
Currency Exchange Loss:
Sep 21, 2013